Terms of Use
Last Updated: January 2024
Agreement to Terms
By accessing and using this website, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you should not use this website.
Services Description
Howard Lake Enterprises provides foreclosure prevention information, guidance, and assistance. Our services are intended to help homeowners understand and explore potential options that may be available to them.
No Guarantee of Outcomes
Important: Howard Lake Enterprises does not guarantee any specific outcome. The availability and effectiveness of foreclosure prevention options depend on individual circumstances, including but not limited to your financial situation, lender policies, property value, and applicable laws. Results vary significantly from case to case.
Not Legal, Financial, or Tax Advice
Information provided by Howard Lake Enterprises, whether on this website or through our services, is for educational and informational purposes only. It should not be construed as legal, financial, or tax advice. We strongly recommend consulting with qualified professionals before making decisions about your mortgage or property.
Company Status
Howard Lake Enterprises is an independent private company. We are NOT:
- A law firm or legal services provider
- A government agency or government-affiliated organization
- A HUD-approved housing counseling agency
- A licensed mortgage lender or broker
California Foreclosure Consultant Regulations
California Civil Code Sections 2945-2945.11 regulate foreclosure consultants. Howard Lake Enterprises operates in compliance with applicable California regulations. Please review our Consumer Disclosures for additional information.
Limitation of Liability
To the fullest extent permitted by law, Howard Lake Enterprises shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of our services or reliance on information provided.
Contact
Questions about these Terms of Use may be directed to [email protected].